It has been difficult for some mining occupations to access life insurance in the past. But times are changing. There are a number of reasons why working in the mining industry is very different to many other occupations. In addition to working in a fast-paced, high-pressure environment, mining workers are often forced to live a […]
We all like to think we’ll leave a lasting legacy. But without a valid will, there’s a good chance your most memorable legacy could be a costly court battle over your estate. Dying without a professionally drafted, up-to-date Will opens the door to the confusing and often expensive world of intestacy. It’s a world in […]
IF you have income protection insurance and private health cover you may think you are in a strong financial position to face a serious illness. The truth is quite different. Consider the case of Kathy, a 41 year-old self-employed marketing consultant, married with one young son. She was healthy, active, and with death cover, income […]
The importance of life insurance If illness, injury, or even death were to happen to an adult child who had just purchased a home, it would be quite likely that the child would have trouble meeting mortgage repayments and could possibly even lose the home. With lump sum covers, the easiest way to do this […]
Helping the kids buy a home and protecting parents’ interests A recent survey of Australians aged 50 and over has revealed that parents give $22 billion a year to their adult children to help them get established, buy property and tide them over tough times. Gift, loan or other? One way to help adult children […]