THE CREDIT CARD GAME HAS CHANGED Stories abound of people being caught up with credit card debt that seems to be on a continuous upward spiral. Perhaps you have experienced this yourself at some point. New reforms introduced from 1 July 2012 might make getting the credit card back under control just a little bit […]
WHICH COMES FIRST: SAVINGS OR INVESTING?? Financial advisers say clients can save and invest simultaneously, irrespective of their financial situation. Although this advice might sound like financial boot camp, the principles of this advice lay the foundations for effective cash flow management that will ultimately enable a brighter financial future. The key is establishing and […]
One of the crucial aspects of successful investing is understanding your risk profile. How willing are you to accept fluctuations in the value of your investments? If you choose a ‘balanced’ profile, it generally means you are willing to take a moderate amount of risk with your investments and probably have a […]
Making the best of redundancy Have you been made redundant or suspect it may happen? You could be faced with new emotional and financial issues that you need to make informed decisions about. It’s not an easy thing to sort through but the following information provides a quick overview of some things to consider COMING […]
There is over $17 billion of lost superannuation and more than $677 million in old bank, credit union or building society accounts, shares and life insurance policies waiting to be found. Lost shares, bank accounts and life insurance Australian Securites & Investments Commission (ASIC) https://www.moneysmart.gov.au/tools-and-resources/find-unclaimed-money/unclaimed-money-search has an Unclaimed Money Search tool. If you have every […]