Why provide Financial Advice!

We at AFD Financial Solutions want to help people through the financial planning journey by providing real, usable financial advice and want to feel good about providing a valuable service.

Who is AFD Financial Solutions?

The lead Financial Adviser is Bill Antoniou.  You can read more about them here.  As you would expect, the team is very experienced, qualified and professional. They have partnered up with Professional Investment Services Financial Planning group who provide the licensing arrangements, support, ongoing education and backup that you would expect from a professional national  network.

More than the immediate team is the network of professionals including accountants, solicitors, insurance providers, home loan and business finance lenders, superannuation and investment fund managers.

What does AFD do?

We deliver advice in a way that suits you. We provide quality financial advice and a wide choice of products and services to suit your individual circumstances.

With services ranging across:

    • Financial Planning
    • Debt advice
    • Superannuation/SMSF
    • Retirement Planning
    • Centrelink
    • Investments
    • Life & Income Insurance

Where do you operate from?

Our office is located at 270-272 Payneham Road, Payneham. In the Inner North Eastern suburbs, approximately 4 kilometres from of Adelaide’s CBD and shopping precinct Rundle Mall.

Most of our clients live through out the Adelaide suburbs, and we have a small number that live outside the Greater Adelaide Metro area including SA rural communities, and interstate.

Who uses financial advisers? And when?

If you have personal insurance, like life insurance or income protection, if you have superannuation, or investments in shares then its likely there is a financial planner in the wings. Often, most people we see when there is a change in their circumstances.
Sometimes those changes are positive like;

    • getting an inheritance
    • getting married
    • buying a new home or extending the house
    • or having a new child

Other times it could be;

    • divorce
    • death of a close friend, relative or family member
    • change in work circumstances, retiring or redundancy
    • accidents, sickness

Our ‘average’ clients are honest, hard working Aussies that run their own small business, some are tradies, others are professionals and many others working for a better life for themselves and the people they care for.

How do you operate?

1.  Meet & Greet

Let’s get together, sit down and have a chat. A free, no obligation meeting (usually less than 1 hour). It’s a chance to see if there is a “fit” between us. You  work out if you feel comfortable in working with us and we identify how we can add value to your situation.

It’s about how we can add value for you, then we take it to the next step! We will be able to give you some options about the way forward and talk about service and fee arrangements.

2.  Getting to Know You

Time to get started with the “home-work”. We need to get to know you and your situation and what you want to achieve. Typically,  we spend approx 2 hours, however this will depend on your life stage and what advice you are seeking from us.

3.  Running the Numbers

Sit back and relax while we crunch the numbers. We will  consider all of the information gathered, and construct a set of personal advice recommendations for you to consider.   We take the time to explain them, and put them on paper for you to consider.

4.  Paperwork & Applications

If you agree with the recommendations and if they make sense to you and fit within your budget, then we will go ahead and get the paperwork started.

5.  Regular Touch-Base

As life moves on, things change.  So regular reviews are a key part of our relationship. Your financial and emotional security is a two way street and it is important we meet to ensure your portfolio is in line with your goals and objectives. The review is offered as part of our ongoing service to you, therefore there is no additional charge.

How much does it cost?

Like all professional services, our fees are based upon the time and value we provide. Simple, straight forward issues cost less than complex and difficult problems. After our first meeting, we will know something about your situation and will provide you with a fee proposal so that you can decide.

 We want to work with clients who want to work with us,  so we do NOT charge for any work until such time as you have decided to become a client.

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